U.S. retail banks fleece
The money houses are their customers this year, record-breaking $ 38.5 billion in overdraft fees. This shows a recent study. The majority of consumers take costs caused by the recession are already burdened.
The results of the study by market researcher Möbes Services could the hostility of public opinion on the financial sector even more. The banks are under tight spot, after their rescue by taxpayers to consumers easier and fairer access to loan.
Currently, the U.S. central bank on new rules for overdraft fees. Should the Congress a proposal by the Government agree with Obama and the creation of a consumer protection authority discredited, could be more stringent requirements for the charging policy is an essential task of this Agency.
The Möbes study suggests that in the wake of the crisis, many banks charge for overdraft and credit card debt increased to increase their own profits.
The average overdraft fee is loud Möbes 2009 25 to 26 $ per transaction increased. This is the first increase in a recession for over 40 years. Take the banks this year as in the study by these fees $ 38.5 billion that would be almost twice as much as in 2000.
“The banks will return to a gebührenlastigen business back, and overdraft fees are the main artery,” said Mike Möbes, founder of market researcher. These charges make the banks more than three quarters of revenue from customer deposits.
